About the Crypto DCA Performance Calculator
What is the Crypto DCA Performance Calculator?
Should you invest everything at once or spread it out? This DCA vs lump sum calculator runs both strategies on the same price history – investing a fixed amount each month, or the same total on day one.
Lump sum tends to win in rising markets; DCA wins when prices fall before recovering.
How to use the Crypto DCA Performance Calculator
- Monthly Investment (₹) (sample: 10,000)
- Monthly Prices, Oldest First (separated by commas) — monthly prices, oldest first, separated by commas. (sample: 100, 80, 60, 70, 90, 110, 95, 120)
- Press Compare DCA with Lump Sum (results also refresh as you type). The result card shows the Better Strategy, along with DCA final value, Lump sum final value, Amount invested (each) and DCA average cost.
Formula used
DCA value = Σ (Monthly amount ÷ Priceᵢ) × Final price; Lump sum = (Total ÷ First price) × Final price
Uses your price series; different periods give different winners.
Worked example
These are the sample values already filled in the calculator above, and the result it returns for them:
| Input | Sample value |
|---|---|
| Monthly Investment (₹) | 10,000 |
| Monthly Prices, Oldest First (separated by commas) | 100, 80, 60, 70, 90, 110, 95, 120 |
| Result | Value |
|---|---|
| Better Strategy | DCA, by ₹15,017 |
| DCA final value | ₹1,11,017 |
| Lump sum final value | ₹96,000 |
| Amount invested (each) | ₹80,000 |
| DCA average cost | ₹86.47 |
| DCA return | 38.77% |
| Lump sum return | 20% |
Tips for using the Crypto DCA Performance Calculator
- In very volatile assets like crypto, DCA smooths out the timing of entry.
- Compare results over several periods, not one.