About the Salary Comparison Calculator
What is the Salary Comparison Calculator?
Two offers with similar CTC can pay very differently each month. This salary comparison calculator puts both through the same breakup and tax rules and compares the money you actually receive.
Enter each offer's CTC and variable pay to see monthly in-hand and yearly take-home side by side.
How to use the Salary Comparison Calculator
- Offer A – CTC (₹) (sample: 13,00,000)
- Offer A – Variable Pay in CTC (₹) (sample: 1,00,000)
- Offer B – CTC (₹) (sample: 14,10,000)
- Offer B – Variable Pay in CTC (₹) (sample: 60,000)
- Basic Pay (% of fixed CTC) (sample: 40)
- Tax Regime (sample: New regime (default))
- Press Compare Take-Home (results also refresh as you type). The result card shows the Higher Take-Home, along with Offer A – monthly in-hand, Offer B – monthly in-hand, Offer A – yearly take-home and Offer B – yearly take-home.
Formula used
Take-home = Gross − Employee PF − Professional tax − Income tax
Tax follows FY 2025-26 rules: under the new regime, taxable income up to ₹12 lakh (₹12.75 lakh of salary) pays no tax.
Worked example
These are the sample values already filled in the calculator above, and the result it returns for them:
| Input | Sample value |
|---|---|
| Offer A – CTC (₹) | 13,00,000 |
| Offer A – Variable Pay in CTC (₹) | 1,00,000 |
| Offer B – CTC (₹) | 14,10,000 |
| Offer B – Variable Pay in CTC (₹) | 60,000 |
| Basic Pay (% of fixed CTC) | 40 |
| Tax Regime | New regime (default) |
| Result | Value |
|---|---|
| Higher Take-Home | Offer B, by ₹46,719 a year |
| Offer A – monthly in-hand | ₹88,268 |
| Offer B – monthly in-hand | ₹99,327 |
| Offer A – yearly take-home | ₹11,59,212 |
| Offer B – yearly take-home | ₹12,05,931 |
| Difference in monthly in-hand | ₹11,060 |
Tips for using the Salary Comparison Calculator
- Weigh guaranteed monthly pay more heavily than variable pay.
- Also compare leave, insurance cover, notice period and growth prospects.