About the NRI Tax Journey Calculator
What is the NRI Tax Journey Calculator?
Your tax in India depends first on your residential status. This nri status calculator applies the day-count tests of Section 6, including the ₹15 lakh Indian-income rules.
It then shows which income is taxable in India and estimates the tax.
How to use the NRI Tax Journey Calculator
- Indian Citizen or Person of Indian Origin? (sample: Yes)
- Your Situation (sample: Living abroad, visiting India)
- Days in India This Financial Year (sample: 100)
- Days in India in the Previous 4 Years (sample: 400)
- Years You Were Non-resident in the Last 10 (sample: 9)
- Days in India in the Previous 7 Years (sample: 700)
- Salary Earned in India (₹) (sample: 0)
- Other Indian Income – rent, interest, gains (₹) (sample: 6,00,000)
- Foreign Income (₹ equivalent) (sample: 30,00,000)
- Taxed as a Resident in Another Country? (sample: Yes)
- Tax Regime (sample: New regime)
- Press Check NRI Status and Tax (results also refresh as you type). The result card shows the Residential Status, along with Why, Income taxable in India, Foreign income taxed in India? and Estimated Indian tax.
Formula used
Resident if 182+ days, or 60+ days with 365+ days in the previous 4 years (120 days for visiting citizens with Indian income over ₹15 lakh)
Residents are "not ordinarily resident" if they were non-resident in 9 of the previous 10 years or spent 729 days or less in India in the previous 7.
Worked example
These are the sample values already filled in the calculator above, and the result it returns for them:
| Input | Sample value |
|---|---|
| Indian Citizen or Person of Indian Origin? | Yes |
| Your Situation | Living abroad, visiting India |
| Days in India This Financial Year | 100 |
| Days in India in the Previous 4 Years | 400 |
| Years You Were Non-resident in the Last 10 | 9 |
| Days in India in the Previous 7 Years | 700 |
| Salary Earned in India (₹) | 0 |
| Other Indian Income – rent, interest, gains (₹) | 6,00,000 |
| Result | Value |
|---|---|
| Residential Status | Non-resident (NRI) |
| Why | Stayed under 182 days and the 60-day test does not apply or is not met |
| Income taxable in India | ₹6,00,000 |
| Foreign income taxed in India? | No – only income earned or received in India |
| Estimated Indian tax | ₹10,400 |
| Section 87A rebate | Not available to non-residents |
| Bank accounts | Convert savings accounts to NRO; use NRE for foreign earnings (NRE interest is tax-free) |
| Note | Rules under Section 6 of the Income-tax Act for FY 2025-26; complex cases need a chartered accountant |
Tips for using the NRI Tax Journey Calculator
- Keep a record of travel dates from your passport – days of arrival and departure both count.
- Returning NRIs often stay RNOR for 2–3 years, keeping foreign income tax-free in India.