About the PM-KISAN Calculator
What is the PM-KISAN Calculator?
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi) gives eligible landholding farmer families ₹6,000 a year as income support, paid directly into their bank accounts in three equal instalments of ₹2,000 every four months.
Enter the number of instalments received. The calculator shows the total benefit, the yearly amount, the years covered and — if you saved each instalment when it arrived — what the money would be worth today at a chosen interest rate.
How to use the PM-KISAN Calculator
- Instalments Received (sample: 12)
- Amount per Instalment (₹) (sample: 2,000)
- If Each Instalment Were Saved at (% per year) (sample: 7)
- Press Calculate PM-KISAN Benefit (results also refresh as you type). The result card shows the Total Benefit Received, along with Yearly benefit (3 instalments), Years of benefit and Value today if every instalment was saved.
Formula used
Total benefit = Instalments × ₹2,000
- Yearly benefit = 3 instalments × ₹2,000 = ₹6,000
- Value if saved = Σ ₹2,000 × (1 + r)^(months since that instalment ÷ 12)
Instalments are released for April–July, August–November and December–March each year.
Worked example
These are the sample values already filled in the calculator above, and the result it returns for them:
| Input | Sample value |
|---|---|
| Instalments Received | 12 |
| Amount per Instalment (₹) | 2,000 |
| If Each Instalment Were Saved at (% per year) | 7 |
| Result | Value |
|---|---|
| Total Benefit Received | ₹24,000 |
| Yearly benefit (3 instalments) | ₹6,000 |
| Years of benefit | 4 years |
| Value today if every instalment was saved | ₹27,252 |
Tips for using the PM-KISAN Calculator
- e-KYC and Aadhaar seeding of your bank account are mandatory to keep receiving instalments.
- Check your beneficiary status on the official PM-KISAN portal using your Aadhaar or registration number.
- Income-tax payers, institutional landholders, pensioners receiving ₹10,000+ a month and certain professionals are excluded.
