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Cholesterol Risk Calculator

Cholesterol Risk Calculator from Gizcalc helps you estimate results quickly within the Health & Fitness category.

  • Instant results
  • Charts & tables
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  • Private – runs in your browser
Total Cholesterol / HDL Ratio —

Sample inputs are pre-filled so you can see a result quickly. Results are estimates only and may not be accurate because prices, interest rates, taxes, fees, fuel costs, tariffs, market returns, medical costs, and local rules can change. Please verify current values before making financial, tax, legal, medical, or business decisions.

Formula used

Cholesterol ratio = Total cholesterol ÷ HDL

  • Friedewald LDL = total − HDL − triglycerides ÷ 5 (valid when triglycerides are under 400 mg/dL)
  • Non-HDL = total − HDL

About the Cholesterol Risk Calculator

What is the Cholesterol Risk Calculator?

A lipid profile reports total cholesterol, HDL, LDL and triglycerides. The cholesterol ratio – total cholesterol divided by HDL – combines the "bad" and "good" parts into one useful risk marker.

If your report does not show LDL, the calculator estimates it with the Friedewald equation. Each value is compared with the NCEP ATP III categories.

How to use the Cholesterol Risk Calculator

  1. Total Cholesterol (mg/dL) (sample: 205)
  2. HDL – "good" cholesterol (mg/dL) (sample: 42)
  3. LDL – "bad" cholesterol (mg/dL, 0 to estimate) (sample: 0)
  4. Triglycerides (mg/dL) (sample: 160)
  5. Press Check Cholesterol (results also refresh as you type). The result card shows the Total Cholesterol / HDL Ratio, along with Ratio reading, LDL (Friedewald estimate), Non-HDL cholesterol and Triglyceride / HDL ratio.

Formula used

Cholesterol ratio = Total cholesterol ÷ HDL

  • Friedewald LDL = total − HDL − triglycerides ÷ 5 (valid when triglycerides are under 400 mg/dL)
  • Non-HDL = total − HDL

Indian guidelines often set lower LDL targets for people with diabetes or heart disease. This is a screening estimate for general information, not a diagnosis. Discuss your results with a doctor.

Worked example

These are the sample values already filled in the calculator above, and the result it returns for them:

InputSample value
Total Cholesterol (mg/dL)205
HDL – "good" cholesterol (mg/dL)42
LDL – "bad" cholesterol (mg/dL, 0 to estimate)0
Triglycerides (mg/dL)160
ResultValue
Total Cholesterol / HDL Ratio4.88
Ratio readingAcceptable (3.5–5)
LDL (Friedewald estimate)131 mg/dL
Non-HDL cholesterol163 mg/dL
Triglyceride / HDL ratio3.81

Tips for using the Cholesterol Risk Calculator

  • Test after a 9–12 hour fast for accurate triglycerides.
  • Regular exercise raises HDL; cutting sugar and refined carbs lowers triglycerides.

Frequently asked questions

Below 3.5 is ideal, below 5 is acceptable, and 5 or more signals higher risk.

Below 100 mg/dL is optimal; 160 or above is high.

Levels of 150 mg/dL or more are linked with insulin resistance, excess refined carbohydrates and alcohol.